Are you missing the disability conversation with your clients?

Here at IFN, we understand it’s difficult to be an expert in all phases of your client’s risk management program. That’s why we offer a full-service disability insurance advisory program to those financial professionals who believe income protection is important, but simply don’t have the expertise. We thrive on educating both advisors and consumers on the financial impact a long term disability can have and customizing a plan to fit not only the need, but also the budget.

Insurance products we offer:

  • Individual Disability Income (IDI)
  • Business Overhead Expense (BOE)
  • Disability Buy-Sell
  • Key-Person disability
  • Group short-term (STD) and long-term disability (LTD)

Sales Concepts:

  • Executive Benefits (Carve-Outs)
  • Guaranteed Standard Issue (GSI)
  • Group LTD Supplemental Coverage
  • Multi-Life

Services we offer:

  • Review of current coverage
  • Collaborative case design
  • Data gathering thru conversation not interview
  • Point-of-sale support
  • Complete back office support
  • Expert advise


Whether you have an extensive book of business or are just getting started, you know people who are financially exposed to the risk of a disability. If you’d like to learn about how to approach the topic of disability insurance to your clients, we welcome the opportunity. If you would rather entrust your clients through a referral arrangement, we will treat them as our own, with the upmost courtesy and professionalism.

Interested in offering disability to your clients?

We’re here to help. Let’s schedule a time to discuss your business and develop a strategy to integrate disability coverage into your suite of solutions.